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They're in West Africa, Eastern Europe and it's very difficult for British law enforcement to take action against them in those jurisdictions,” Steve Profitt, Deputy Head of Action Fraud explains.And a lot of the time, you’re not just talking to one person behind each profile - you could be exchanging messages with a circle of fraudsters acting together, according to KIS Finance.Around 7.8 million UK adults used online dating sites in 2016, up from just 100,000 in 2000.

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Nancy is now facing bankruptcy, and although her case is extreme, the average victim of online dating fraud loses £10,000 according to Action Fraud.

“A lot of the online dating fraudsters we know are abroad.

It was only when her money transfer was blocked due to a security alert around the man’s name that she realised something was wrong.

Not long after, Jane discovered an ex-colleague nearby had been scammed by the same man at the same time and she’d had a very lucky escape.

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